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577 articles · Page 1 of 25

flood

Congaree River Flood Warning in Calhoun, Lexington and Richland: Crest timing and what to watch

Active Flood Warnings on the Congaree River cover parts of Calhoun, Lexington, and Richland, with a Tuesday morning crest forecast. Here’s how this could affect access points and what nearby homeowners can do now.

Compare two homes. Navy HC editorial graphic with Matching questions, Visible unknowns, Next actions.
buying a home

How to Compare Two Homes With a Property Due Diligence Worksheet

Two homes can have similar asking prices and very different ownership questions. One may come with detailed roof records and unclear drainage history. Another may have recent inspection information but incomplete documentation for an addition. A useful comparison makes those differences visible before you decide which home fits your plans.

Defensible space Before you buy. Navy HC editorial graphic with Official records, Site and building, Maintenance plan.
wildfire

California Defensible Space Questions to Ask Before Buying

Defensible space belongs in a California homebuyer’s research before the moving truck arrives. The question is not simply whether the yard looks tidy. You need to understand the available records, the property’s maintenance needs, the authority responsible for guidance, and the work you would take on as an owner.

Map vs elevation certificate. Navy HC editorial graphic with Area hazard record, Building measurements, Decision process.
flood risk

Flood Map or Elevation Certificate What Each Tells a Homebuyer

A flood map and an elevation certificate can both help you understand a property, but they are different records. The map provides mapped flood hazard information for an area. The certificate records specified information about a particular building, including elevation-related details. Reading them together can produce better questions than relying on either document alone.

wildfire

Red Flag Warning today for parts of eastern Wyoming and the Nebraska Panhandle

A Red Flag Warning is in effect from noon to 7 PM MDT for parts of eastern Wyoming and the Nebraska Panhandle, including Pine Ridge/Nebraska National Forest and Thunder Basin. Critical fire weather means small sparks can spread quickly—here’s how to lower risk around your home today.

Wind Surge Heavy rain. Navy HC editorial graphic with Building components, Coastal water, Site drainage.
hurricane

Wind Storm Surge and Heavy Rain Three Coastal Home Questions

When someone says a coastal home has “hurricane risk,” the phrase can hide several different questions. Wind can affect the building. Storm surge can bring coastal water onto land. Heavy rainfall can create flooding well beyond the shoreline. These mechanisms deserve separate attention because a single storm can involve more than one of them.

wildfire

Black Hills Red Flag Warning (Oct 9): What it means for your home

A Red Flag Warning is in effect Friday for parts of the Black Hills and nearby foothills. Here’s what that means for your property, where restrictions apply, and smart steps to reduce ignition risk.

Hail damage or roof wear. Navy HC editorial graphic with Roof history, Current condition, Insurance terms.
hail

Texas Hail Damage or Roof Wear What Homebuyers Should Verify

A roof can look acceptable from the driveway and still leave a Texas homebuyer with important unanswered questions. How old is the covering? Has the roof been repaired after a storm? Who evaluated the damage? What will the proposed insurance policy cover? These questions belong together, but each requires its own evidence.

Explain the report clearly. Navy HC editorial graphic with Map questions, Condition questions, Coverage questions.
buying a home

A REALTOR’S Guide to Explaining Hazard Reports Without Making Technical Conclusions

A property hazard report can help a REALTOR give buyers a clearer starting point for location questions. The strongest use is straightforward: show what the information says, explain its source and limits, and help the buyer identify the professional or official who can answer the next question.

Cash buyer Due diligence. Navy HC editorial graphic with Records and deadlines, Property evaluation, Ownership and closing.
buying a home

Buying a Home With Cash? Build Your Own Property Due-Diligence Checklist

Buying a home with cash can simplify the financing side of a transaction, but it does not answer the questions that come with owning the property. You still need to understand the building, location, title, insurance options, recurring costs, and any rules affecting how you plan to use the home.

wildfire

Red Flag Warning in southeast Wyoming today (noon–6 PM): what Cheyenne‑area homeowners should know

A Red Flag Warning is in effect today, Monday, Oct. 5, from noon–6 PM MDT for parts of southeast Wyoming, including the Cheyenne area. Gusty winds and very low humidity can turn a small spark into a fast‑moving fire. Here’s what that means for your property and what to do now.

Buying a Florida condo. Navy HC editorial graphic with Unit documents, Building reports, Association records.
insurance basics

Buying a Florida Condo: Property and Insurance Documents to Review Before Closing

Buying a Florida condo means evaluating more than the unit you tour. Your decision also involves a shared building, an association, common expenses, maintenance responsibilities, and insurance that may be divided between the association and individual owners. The useful question is whether the documents explain how those pieces fit together.

wildfire

Red Flag Warning Monday in southeast Wyoming: wind and low humidity raise fire danger in Laramie Foothills and Bordeaux–Chugwater–Wheatland

A Red Flag Warning is in effect noon–6 PM MDT Monday for parts of southeast Wyoming. Here’s what that means for homes in the Laramie Foothills, the North Laramie Range, and the Bordeaux–Chugwater–Wheatland area — and practical steps to take today.

Flood Zone X vs AE. Navy HC editorial graphic with AE, Shaded X, Unshaded X.
flood risk

Flood Zone X vs. AE: What the Difference Means for a Homebuyer’s Next Questions

Flood Zone X and Flood Zone AE are FEMA map designations that help describe mapped flood hazards. AE is within the mapped high-risk area associated with the base flood, while Zone X identifies areas outside that Special Flood Hazard Area. Zone X can be shaded or unshaded, and that distinction matters when reading the map.

Where is the water coming from. Navy HC editorial graphic with Surface water, Sewer backup, Groundwater.
flood risk

Flooding, Sewer Backup, or Groundwater? How to Understand Water Around an Indiana Home

Water in a basement is a description of what you see, not a complete explanation of what happened. For an Indiana homeowner or buyer, the useful next question is where the water came from and how it reached the space. Surface flooding, sewer backup, groundwater seepage, and plumbing problems can require different evaluations and different insurance conversations.

Report vs inspection. Navy HC editorial graphic with Location context, Physical condition, Policy terms.
buying a home

Home Hazard Report vs. Home Inspection: What Each Helps You Understand

A home hazard report and a home inspection answer different questions about the same property. A hazard report organizes information about the location and conditions that may deserve attention. A home inspection examines the accessible physical condition of the home within the inspector’s agreed scope. Together, they can help you prepare more useful questions before you commit to a purchase.

Same street Different questions. Navy HC editorial graphic with Lot and drainage, Building records, Ownership questions.
buying a home

Why Two Homes in the Same Neighborhood Can Have Different Hazard Exposure

Two homes can share a street, school district, and nearly identical floor plan while presenting different property questions. Neighborhood context is useful, but it does not describe every lot, building, or access route. Small differences in elevation, drainage, vegetation, construction, and maintenance may change what deserves a closer look.

flood

Flood Warning this morning in eastern Nebraska and southwest Iowa: what homeowners should know now

A Flood Warning is in effect until 1:00 PM CDT for Fremont and Mills (IA) and Cass, Gage, Johnson, Lancaster, and Otoe (NE) after 3–6 inches of rain. Here’s what it can mean for your home and what to do today.

flood

St. Joseph Flood Warning: What rising Missouri and Platte rivers mean for homes

A Flood Warning is in effect for the Missouri River at St. Joseph and the Platte River near Agency, affecting Buchanan & Andrew (MO) and Doniphan (KS). Forecast crests suggest minor to moderate flooding and potential low‑lying access impacts.

flood

Wapsipinicon River Flood Warning near De Witt at 12.3 ft (moderate): What this means for homes in Clinton and Scott Counties

A continuing Flood Warning covers the Wapsipinicon River near De Witt 4S, with moderate flooding around 12.3 ft, a near-term crest, and a fall below flood stage expected early Thursday. Here’s what that level means for access, property exposure, documentation, and insurance basics for homeowners in Clinton and Scott Counties.

flood

Mississippi River Flood Warning in Pike and Ralls: What it means for your property

A Flood Warning is active along the Mississippi River near Clarksville and Louisiana, affecting parts of Pike (IL/MO) and Ralls (MO). Learn what river-stage thresholds mean for roads, access to riverside homes, and how to document any issues around your property.

flood

Mississippi River Flood Warning at Hannibal and Louisiana: what homeowners in Marion County, MO and Pike County, IL need to know

A Flood Warning is active for the Mississippi River at Hannibal with minor flooding forecast, and the Louisiana, MO gauge helps with timing. Here’s what that means for homes and access in Marion County, MO and Pike County, IL, and what to do next.

flood

Saint Marys River Flood Warning near Decatur: What this means for homes in Adams, Allen, and Van Wert

The National Weather Service extended a Flood Warning for the Saint Marys River near Decatur, affecting parts of northeast Indiana and northwest Ohio. Minor flooding is occurring with a recent stage of 19.0 ft (flood stage 17.0) and levels are forecast to fall below flood stage early Friday.

state guides

District of Columbia A Family Readiness Plan That Starts With the House

A useful readiness plan connects a household's communication and shelter decisions to the way people actually use the home. Built for District of Columbia homeowners, buyers, and household decision-makers.